Will I be required to pay this loan back from the Owner Occupied Home Repair program?

The City of Deltona will place a 15-year non-interest bearing mortgage on the property. If the house is sold, transferred, rented, or if the homeowner(s) obtain additional liens on the property within the 15-year life of the mortgage, you will have to pay the money back. Additional default scenarios will be provided to you prior to application approval. If you remain in your home for 15 years the mortgage will be forgiven in full.