The Owner Occupied Home Repair Program employs a first come, first complete, first serve policy. The Application process will take approximately 60 days. The final approval process should take an additional 30 to 45 days (dependent upon how complete your application and documentation is at time of submission). Incomplete applications could cause additional delays. The total process (including repairs) could take 6 to 12 months. We will continue to process applications until all of the funds have been encumbered.